Depending on the player's choice, Viktor either holds Sam hostage with the harpoon gun, if Eddie didn't help Sam in Return to the Scene of the Crime, or he points it at Eddie if he did help her. Either way, Eddie confronts Viktor who reveals the police are chasing him. Depending on the choice, Eddie will either attack Viktor if he didn't help Sam earlier on. The harpoon gun goes off and hits the driver, killing him, and the boat loses control. If he did help Sam, then she breaks the boats controls and the driver loses control. Either way, Eddie and Viktor fight each other and roll on down to the front of the boat. The boat then crashes into a pier near the pump house and hits the side of an old cargo boat. Eddie wakes up moments later. If he helped Sam, she will come to his rescues and give him a gun and the two of them get off the boat in pursuit of Viktor. If not, Eddie gets up off the boat and chases after Viktor himself.
In the finale of the game after Viktor has been killed, the final shot pulls out and you can see the boat badly damaged by the pier. Due to Viktor being killed at the end of the game, it's likely it was sold to a new owner after it's repaired from the bad crash.